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Android Pay FAQ: Everything you need to know about Google's mobile payment system

Derek Walter | Dec. 8, 2016
We cover everything from setting up Android Pay, using it as your go-to payment tool, and even saving all of your loyalty and rewards offers.

Android Pay handles multiple cards and allows you to choose which one to use as the default. If you’re running an Android 7.1 device, you can use an app shortcut to jump right to a specific card if you want to use that for a certain transaction.

android pay quick launch
Launch a specific card from your home screen.

If you have multiple cards, there’s probably one you use more than the others. You can set that card as the default. Touch that card inside of the Android Pay app, and then scroll down and select Set as default card

android pay make card default
Any of your cards can be set as the default. 

This is the same spot where you can remove a card if you’re no longer with that bank. 

What phones does it work with?

Android Pay works with Android phones running KitKat (4.4) and above that include NFC. Most major and budget smartphones released in the last few years should have this, but double check the spec sheet on your device to ensure that you’re good to go. You can check in your phone’s Settings to see if NFC is enabled.

Make sure this is flipped on so you can get going with Android Pay.

A fingerprint sensor is not required, but without one you’ll have to unlock your phone with its PIN or pattern every time you try to make a transaction.

Where can I use it?

Android Pay is accepted at most major retailers or anywhere you see the following symbol:

android pay accepted here
Look for either the Android Pay or NFC payment symbol.

Anywhere that takes contactless payments should work for you. Note that you’ll sometimes see the contactless payment symbol on a payment terminal but it won’t be enabled.

What about in-app purchases?

Yes, Android Pay can work there also. For example, Uber, Dunkin’ Donuts, and Fancy all can connect your payments from their app through Android Pay.

android pay uber 
Uber is one of several apps that integrate directly with Android Pay.

For example, when your Uber ride is finished you’ll be debited from the default Android Pay card. The advantage of using Android Pay is that you don’t have to re-enter your credit card information for each app where you’re likely to spend money.

In-app payments with Android Pay is supported on an app-by-app basis, though. The list is includes some of the most popular retail and service apps.

How about on the web?


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